SIMPLY FIRST FINANCE
Helping You Reach Your Dreams
You Need A Loan
Assisting you to select the loan that is most suitable to your situation.
Let's get you a loan
Managing and keeping you informed the whole process from application through to settlement
Have You Maximised Your Potential?
Applying for a loan is a complex process and you will be asked a lot of questions. We assist you in assessing your finance position so that we can obtain the best possible solution for you.
We go through your scenario to understand your goals
We review your finance requirements
We calculate your borrowing capacity
We recommend the most suitable option
Home Loan
We assist you with the confusing process so that your move can be the smoothest possible.
Business Loan
We offer a range of solutions to meet your business needs: from purchase of stock, motor vehicle to commercial property.
Personal Loan
can be for renovation, wedding, holiday, debt consolidation
SMSF Loan
is a loan borrowed by a self-managed super fund (SMSF) to buy investment property.
What We Can Do For You
We provide you our highest standard of customer service in assisting you to get the most suitable deal when:
- Buying your first dream home or investment property
- Buying your car
- Starting up or expanding your business
- Travelling the world
- Planning your memorable wedding
Home Loan
Questions you may have:
- Your loan structure
- Pay off your loan sooner
- Benefits of getting an offset account
- Accessing equity in your current property
- Loan pre-approval
Car Loan
Car loans are generally offered at a lower rate than unsecured personal loans because the vehicle is used as security.
Business Loan
Real estate used for commercial purposes could be for your own business or for investment.
Premises can include offices, retail store, warehouses, factories.
Personal Loan
Our lender panel offers a range of loans that help you from growing your business, renovating your home, consolidating your debt to going on a well-deserved holiday.
SMSF Loan
A range of lenders to select from
About Us
My Hang Hoang @ Simply First Finance is a credit representative (CRN 511415) of Finsure Finance and Insurance Pty Ltd (Australian Credit Licence 384704).
We want to be more than just brokers. We want to not only assist our clients with their initial request but also look at their future needs and manage any potential financial risks.
We assist you to access the most suitable packages available across Australia. We keep things simple and explain each process in terms that everyone can understand.
Testimonials
“Thank you My for the excellent service provided to me and my friend Arif to buy our wonderful investment unit in Auburn. After many years planning to buy a property, it was you who could turn our dream into reality”
“Dear My, I have dealt with many mortgage brokers over the last many years and you guys have been the best! We have found your service to be prompt, efficient and professional.
We surely will recommend your service to others”
“I am a first home owner and have chosen My to assist me with this process for a number of reasons. My is incredibly professional and prompt in her responses and her support goes beyond the required. On numerous occasions she has responded to my property and purchasing process specific queries even on the weekend, when I needed it the most. Equally as important, My provided me with the highest borrowing amount and was able to obtain my First Home Loan Deposit Scheme place and home loan pre-approval.
I look forward to continuing to work with My”
Latest News
National Australia Bank
From 27 October 2021 Base Variable Rate Special 2.29% P&I for owner occupier with LVR under 80% (new lending only).
ING
Effective 11 November 2021 variable interest rates start from 1.99% for owner occupier, dependent on LVR.
Heritage Bank
Fixed rate home loans allow unlimited additional repayments per annum
Scenario
Mr and Mrs John has been operating a liquor shop for over 10 years and were renting the premises at the same location in ABC suburb.
FY19 was a profitable year however FY20 was not a good one for them. Although FY21 has not fininished, it is promising that they are turning a corner.
Their application was successul and they were happy to lock in a 3 year fixed rate loan, 30 year term with XYZ Bank.